General Instructions. Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. Certiication Regarding Beneicial Owners of Legal Entity Customers . When the bank should close an account, after attempts to verify the identity of the beneficial owner(s) of a legal entity customer have failed. . This form is not required for Sole Proprietorships. I. information about the beneficial owners of legal entity customers. Legal owners (i.e. financial institution may request beneficial ownership information from existing customers. 5318(h) and its implementing regulations. The people who have ownership of the legal entity (business). Certification of Beneficial Owner(s) Persons opening an account on behalf of a legal entity must provide the following information: A.

Requiring the disclosure of key individuals who own or control legal entity helps law enforcement investigate and prosecute those crimes. 5318(h) and its implementing regulations. . When the bank should file a SAR in accordance with applicable law and regulation. that must be obtained for each beneficial owner of a legal entity customer opening a new account after May 11, 2018. An individual with significant responsibility for managing the legal entity customer (e.g., a Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Managing Member, General Partner, President, Vice President, or Treasurer). Recordkeeping and Retention Requirements Legal entity does not include sole proprietorships, unincorporated associations, or natural persons opening accounts on their own behalf. 31 CFR 1020.230 CERTIFICATION REGARDING BENEFICIAL OWNERS OF LEGAL ENTITY CUSTOMERS I. GENERALINSTRUCTIONS This is an optional form provided for your convenience. GENERAL INSTRUCTIONS: Who has to complete this form? The financial institution may also ask to see a copy of a driver's license or other identifying document for each beneficial owner listed on this form. information about the beneficial owners of legal entity customers. verify the identity of the beneficial owner(s) of a legal entity customer. If ownership relates to another corporation, the individual(s) that match the 25% or more of the Certification Regarding Beneficial Owners of Legal Entity Customers. For the purposes of this form, a legal entity includes a corporation, limited liability company, or other entity that is created by a filing of a public document with a Secretary of State or similar office, a general partnership, and any similar business . mation about the beneficial owners of legal entity customers.

When opening an account at Fifth Third Bank, National Assocation, the Beneficial Ownership Form must be completed by the NAP. 10 See 31 CFR 1010.230, Appendix A, Certification Regarding Beneficial Owners of Legal Entity Customers (2016) 11 FinCEN, FIN-2018-G001, . Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. maintains beneficial ownership information regarding such institution; A non-U.S. governmental department, agency or political subdivision; o Another type of legal entity only to the extent that it opens: o A private banking account subject to 31 CFR 1010.620: An account opened for participating in an employee benefit plan Covered financial institutions are required to establish and maintain written procedures that are reasonably designed to identify and verify beneficial owners of legal entity customers and to include such procedures in their anti-money laundering compliance program required under 31 U.S.C. beneficial owners): (i) Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity customer (e.g., each natural person that owns 25 percent or more of the shares of a corporation); and (ii) An individual with significant responsibility for managing the legal entity customer (e.g., a . One individual who has significant responsibility for managing the legal entity (business). Covered financial institutions are required to establish and maintain written procedures that are reasonably designed to identify and verify beneficial owners of legal entity customers and to include such procedures in their anti-money laundering compliance program required under 31 U.S.C. Under section (i), depending on the factual circumstances, up to four individuals (but as few as zero) may need to be identified. Requiring the disclosure of key individuals who own or control a legal entity (i.e., the beneficial owners) helps law . The following information for each individual, if any, who, directly or indirectly, through any contract, arrangement, T he required information maybe provided in other formats. Certification Regarding Beneficial Owners of Legal Entity Customers. Requiring the disclosure of key individuals who own or control a legal entity (i.e., the beneficial owners) helps law .

. Certification Regarding Beneficial Owners of Legal Entity Customers CRBOLEC9/2021 Page 3 of 3 Signature: Date D. The following information for one individual with significant responsibility for managing the legal entity listed above, such as: An executive officer or senior manager (e.g., Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Requiring the disclosure of key individuals who own or control a legal entity (i.e., the beneficial owners) helps law . LEGAL ENTITY TYPE (select one): If the following box is selected, complete Sections A and B on page 3 and Section C on page 5. Legal ntity Beneficial Owner(s) Certification CNFINIA Santander Bank, N.A. When completed, this form is provided to the financial institution where the account is opened. Membership in the LSTA offers numerous benefits and opportunities. Chief among them is the opportunity to participate in the decision making process that ultimately establishes loan market standards, develops market practices, and influences the market's direction. Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. about the beneicial owners of legal entity customers. (a) In general. General Instructions What is this form? Based on your business type, you will need one of the . If there have been no updates or changes to the Individual with Control or Beneficial Ownership information of the legal entity customer since the last time a Certification Form was provided, you may skip Section I and II and move to Section III. CLEAR Certification Regarding Beneficial Owners of Legal Entity Customers Bank Name: Store Name: Banker Name: Office/Portfolio Number: Banker Phone: Store Number: Banker AU: Date: Banker MAC: I. Name of Legal Entity Entity Type Legal Entity Street Address City, State and ZIP/Postal Code c. Certication Regarding Benecial Owners of Legal Entity Customers Bank Name: Branch Name: Banker Name: Oice/Portfolio Number: Date: . 3. ** A beneficial owner is defined by the following: a. Certification Regarding Beneficial Owners of Legal Entity Customers For TD Personnel use only Account Number: Date: TD Bank Representative Name: TD Bank Representative Phone: RC Code (if applicable): Store Number (if applicable): Account Opening/Maintenance Information

The list below will help you quickly and easily determine the documents needed. This information is collected to help fight financial crime.

Certification Regarding Beneficial Owners of Legal Entity Customers . Therefore, the beneficial owner can only be an individual, not a company or organization. the owners on the record), commonly described as the "registered owners", may hold those interests as beneficial owners or for the benefit of someone else, in . Requiring the disclosure of key individuals who own or control a legal entity (i.e., the beneficial owners) helps law .

record information about the beneficial owners of legal entity customers. 5318(h) and its implementing regulations. C. The following information for each individual, if any, who, directly or indirectly, through any contract, arrangement, understanding, relationship or otherwise, owns 25 percent or more of the equity interests of the legal entity listed above.

If no individual meets this 3. An individual with significant responsibility for managing the legal entity customer (e.g., a Chief Executive Requiring the disclosure of key in dividuals who own or control a legal entity (i.e., the beneficial owners) helps law . One individual who has significant responsibility for managing the legal entity (business). Certification Regarding Beneficial Owners of Legal Entity Customers (PDF) certifies the beneficial owners for business customers operating as a legal entity. Requiring the disclosure of key individuals who own or control a legal entity (i.e., the beneficial owners) helps law All rights . In domestic and international commercial law, a beneficial owner is a natural person or persons who ultimately owns or controls an interest in a legal entity or arrangement, such as a company, a trust, or a foundation. States and localities may require the filing of a certificate to register a "doing business as" (DBA) namealso known as a trade name, fictitious name or . The list below will help you quickly and easily determine the documents needed. The LUXEMBOURG BUSINESS REGISTERS (hereafter "LBR") economic interest group (eig) updates this database in order to grant public access to information about physical persons and entites which are subject to registration with regards to the legislation concerning the Trade and Companies Register (RCS) and those relating to the beneficial ownership of entities covered by the . Rule,1 a bank must establish and maintain written procedures that are reasonably designed to identify and verify beneficial owner(s) of . (b) Identification and verification. Legal ntity Beneficial Owner(s) Certification CNFINIA Santander Bank, N.A. To help the government fight financial crime, Federal regulation requires certain financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. record information about the beneficial owners of legal entity customers. mation about the beneficial owners of legal entity customers. Legal name, Social Security Number, Date of Birth, Address, Citizenship, Percent of Ownership A legal entity will have a minimum of one and a maximum of five beneficial owners. Instructions for Store Team Members: Scan and email to Account, AMCB CIF Account Maintenance Docs record information about the beneficial owners of legal entity customers. CERTIFICATION REGARDING BENEFICIAL OWNERS OF LEGAL ENTITY CUSTOMERS WHAT IS THIS FORM?

about the beneficial owners of legal entity customers.

(For example, ABC Co. is 50% owned by 123 Corp. 123 Corp. is 50% owned by John Doe; therefore, John is a 25% Beneficial Owner of ABC Co.) d. The following information for one individual with significant responsibility for managing the Legal Entity listed above: . Name of Natural Person Opening Account Title b. . Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. 10 See 31 CFR 1010.230, Appendix A, Certification Regarding Beneficial Owners of Legal Entity Customers (2016) 11 FinCEN, FIN-2018-G001, . Certification of Beneficial Owners a.erson opening an account on behalf of a legal entity must provide the following information: P Name of Natural Person Opening Account: Title: b.egal Entity L Legal Entity TIN: CIF Customer Number: Name of Legal Entity for Which the Account is Being Opened: Type of Legal Entity: Street Address of Legal Entity: CERTIFICATION OF BENEFICIAL OWNER(S) Persons opening an account on behalf of a legal entity must provide the following information: a. individuals (i.e., the beneficial owners): (i) Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity customer (e.g., each natural person that owns 25 percent or more of the shares of a corporation); and (ii) An individual with significant responsibility for managing the legal . Certification Regarding Beneficial Owners of Legal Entity . The Beneficial Owner Form. To help the government fight financial crime, federal regulation requires certain financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. There may be more than one beneficial owner associated with your legal entity. Banks can have a stricter equity threshold that defines . For financial services or products established before May 11, 2018, covered financial institutions must obtain certified beneficial ownership information of the legal entity customers at the time of the first All rights . The Company will deliver to each Underwriter, on the date of execution of this Agreement, a properly completed and executed Certifi. Principal Business Address of Legal Entity: 2. information about the beneficial owners of legal entity customers. For the purposes of this form, a legal entity includes a corporation, limited liability company, or other entity that is created by a filing of a public document with a Secretary of State or similar office, a general partnership, and any similar business . GENERAL INSTRUCTIONS What is this form? What is this form? certified beneficial ownership information of the legal entity customers at the time of the first renewal of such services or products. document for each beneficial owner listed on this form. Information regarding the individual Beneficial Owners of the business. Beneficial Owners are those who own, directly or indirectly, 25% or more of the equity interests of the business. Each individual, if any, who owns, directly, 25 percent or more of the equity interest of the legal entity customer (each natural person that owns 25 percent or more of the share of a corporation); and b. Verification is required to be . Legal entity businesses complete and sign the Certification Regarding Beneficial Owners of Legal Entity Customers (NFCU 98) form as part of the application submission package. Beneficial owners are: (1) Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity customer (e.g., each natural person that owns 25 percent or more of the shares of a corporation; Requiring the disclosure of key individuals who own or control a legal entity (i.e., the beneficial owners) helps law . Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. Certification Regarding Beneficial Owner (s) and Controlling Person of Legal Entity Customers 1. . That is the according the lowest equity interest threshold that FinCEN has established. 31 CFR 1020.230 CERTIFICATION REGARDING BENEFICIAL OWNERS OF LEGAL ENTITY CUSTOMERS I. With respect to legal entity customers, the covered financial institution's customer due diligence procedures shall enable the institution to: (1) Identify the beneficial owner (s) of each legal entity customer at the time a new account is opened, unless the customer is otherwise excluded pursuant to paragraph (e) of this section or the . Requiring the disclosure of key individuals who ultimately own or control a legal entity (i.e., the beneficial owners) helps law . Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. At a minimum, the bank must obtain the following identifying . Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. General. . Certification of Beneficial Owner(s) Persons opening an account or maintaining a business relationship on behalf of a legal entity must provide the following information: Account open/maintenance Information Full Legal Name and title of person representing the legal entity customer and opening the account or maintaining the business . Covered financial institutions are required to establish and maintain written procedures that are reasonably designed to identify and verify beneficial owners of legal entity customers and to include such procedures in their anti-money laundering compliance program required under 31 U.S.C. Name of Legal Entity: 1(b). No Individual owns 25% or more of the Legal Entity Customer . Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. GENERAL INSTRUCTIONS. CERTIFICATION REGARDING BENEFICIAL OWNERS OF LEGAL ENTITY CUSTOMERS WHAT IS THIS FORM? beneficial owners): (i) Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity customer (e.g., each natural person that owns 25 percent or more of the shares of a corporation); and (ii) An individual with significant responsibility for managing the legal entity customer (e.g., a . DO NOT SEND TO FinCEN. When completed, this form is provided to the financial. record information about the beneficial owners of legal entity customers. The form requires, among other information, the name, business address or primary residence address, date of birth, Social Security Number (as applicable), the name of the issuing state or country, and number of the passport or driver's . is a Member FDIC and wholly owned subsidiary of Banco Santander, S.A. 2018 Santander Bank, N.A. Certification Regarding Beneficial Owners of Legal Entity Customers (Appendix A) I.General Instructions What is this form?

Certification Regarding Beneficial Owners of Legal Entity Customers I. II. and record information about the beneficial owners of legal entity customers. To help the government ght nancial crime, federal regulation requires certain nancial institutions to obtain, verify, and record information about the benecial owners of legal entity customers.

II. If Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes. driver's license or other identifying document for each beneficial owner listed on this form. At a minimum, the bank must obtain the following identifying . Legal entities can be abused to disguise involvement in terrorist inancing, money .

information about the beneficial owners of legal entity customers. Beneficial Owners (e.g., each natural person that owns 25 percent or more of the shares of a corporation); and (ii) An individual with significant responsibility for managing the legal entity customer - the CERTIFICATION REGARDING BENEFICIAL OWNERS OF LEGAL ENTITY CUSTOMERS. II. I. (i) Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity customer - the . APPENDIX A -- CERTIFICATION REGARDING BENEFICIAL OWNERS OF LEGAL ENTITY CUSTOMERS. Based on your business type, you will need one of the . Legal entities can be abused to disguise involvement in terrorist financing, money laundering, tax evasion, corruption, fraud, and other financial crimes.

is a Member FDIC and wholly owned subsidiary of Banco Santander, S.A. 2018 Santander Bank, N.A. To assist in identifying beneficial owners, the rule includes a model Certification Regarding Beneficial Owners of Legal Entity Customers; however, institutions are permitted to collect the required information by another means, provided they have the individual certify the accuracy of the information. (i.e., the beneficial owners): a. institution where the account is opened. Certification Regarding Beneficial Owners of Legal Entity Customer Account Number: _____ Page 2 Updated: January 4, 2017 The number of individuals that satisfy this definition of "beneficial owner" may vary. In domestic and international commercial law, a beneficial owner is a natural person or persons who ultimately owns or controls an interest in a legal entity or arrangement, such as a company, a trust, or a foundation. beneficial owners): (i) Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity customer (e.g., each natural person that owns 25 percent or more of the shares of a corporation); and (ii) An individual with significant responsibility for managing the legal entity customer (e.g., a . Beneficial owners are: (1)Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity customer (e.g., each natural person that owns 25 percent or more of the shares of a corporation; and (2)An individual with significant responsibility for managing the legal entity customer (e.g., a .