Capital One Platinum Credit Card vs. One customer reported a high credit limit of $30,000 on the myFICO forum, but we consider that amount an outlier. Credit Cards; Life & Credit; Support Centre; Franais; Sign in; Credit Cards. On the other hand, Capital One Platinum does not offer rewards and has a $0 annual fee. It also has no foreign transaction fees and no . Application process. Redemption rates for these options may vary and are subject to change without notice.
According to Mastercard's website, the World Elite card grants you access to "recognition, privileges and elite benefits around the world". Here are the details. The Capital One Venture Rewards Credit Card earns 2x miles per dollar on purchases. With no rewards program, you won't earn any cash back with the Capital One Platinum credit card. 1. Quicksilver is of course one of the best. 2. However, if you are wanting to earn a few more miles on travel, good newsearn 5x miles on hotels and rental cars booked through Capital One Travel. The Capital One Quicksilver Cash Rewards Credit Card and the Capital One Platinum Credit Card are both good options that cater to people in very different situations. High APR: This card's 27.24% variable APR isn't the . They are both very similar with the main difference being the $39 annual fee / 1.5% Cash Back for the Rewards vs. $0 / 0% on the Platinum. its been stuck at 2.5k for a year. The actual amount of cash back you earn will depend on your credit limit and purchase activity. Capital One Platinum Credit Card. Citi Secured Mastercard.
Overall card rating. The Capital One Quicksilver Cash Rewards Credit Card also comes with a 0% intro APR on purchases and balance transfers for 15 months (then a 16.49% . Both credit cards earn 1.5% back on purchases so it's a tie on the standard bonus earning. Capital One VentureOne Rewards Credit Card. 1. level 1. See if you're approved in seconds. . The Capital One Quicksilver Cash Rewards Credit Card has a 0% intro APR on purchases and balance transfers for 15 months; 15.24% - 25.24% variable APR after that. The Capital One Platinum Credit Card, on the other hand, has a $0 annual fee but no rewards. On the bright side, you only need to spend $2,600 each yearor $217 per monthto justify the annual fee in terms of cash back earned. This card does come with a small annual . Updated Jan 11, 2021 Fact checked While both cards have $0 annual fees, the Capital One Platinum Credit Card is designed for cardholders with less-than-perfect credit typically lower than 670. whereas the Capital One Quicksilver card is a rewards credit card. Online applicants can see the network logo at the top of the application form. Plus you\'ll get access to a travel agent & lifestyle\ manager 24 / 7 who can assist with your travel planning needs. The Platinum has no annual fee, whereas the QuicksilverOne will cost you $39 a year.
If youre looking to switch cards, youll receive a . 1. Capital One Quicksilver Cash Rewards Credit Card Capital One Platinum Credit Card Interest Rates and Fees; Introductory APR for Purchases: 0% intro on purchases for 15 months: N/A: Introductory APR for Balance Transfers: 0% intro on purchases for 15 months: N/A: Purchase APR: 16.49% to 26.49% (Variable) based on your creditworthiness and other . Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k. Debating on whether or not to merge my other Platinum with it. The Platinum credit card from Capital One is a no-annual-fee option for people with average credit. Updated: Mar 31, 2022 . No annual fee The Citi Secured Mastercard is a no annual fee credit card that helps you build your credit when used responsibly. There's a 3% fee on the amounts. You can easily check your latest credit score for free on WalletHub. Need help choosing? Put down a refundable $200 security deposit to get a $200 initial credit line. 1.5% cash-back on all purchases. Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. The Capital One Venture earns 2 miles per $1 (2% back) while the Quicksilver earns 1.5% back. The Capital One Quicksilver Cash Rewards Credit Card offers a 0% intro on purchases for 15 months, after, a 16.49% - 26.49% (variable) APR will apply. Cash Wise vs Quicksilver b onus earning. The QuicksilverOne offers rewards, though, which may help offset the cost of an annual fee. What type of credit card are you looking for? Statement credits lower your account balance but cannot be used to meet any minimum payment obligations.
The Quicksilver card requires good or better credit. You'll accrue interest on cash advances and balance transfers from the date of the transaction. Further, it also provides a 15-month 0% APR for purchases and balance transfers. Capital One Quicksilver is issued as a Mastercard, but networks are subject to change and there are both VISA and Mastercard versions of the card. . Discover 22.99% variable APR. The Venture Rewards Card has a $95 annual fee while the Active Cash Card has no annual fee. Compare Capital One Mastercards. And if .
The Citi Double Cash Card - 18 month BT offer has an annual fee of $0. Using the Capital One Platinum Secured card responsibly could help Put down a refundable security deposit starting at $49 to get a $200 initial credit line You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time Check out the table below to learn more about these . 2. The actual amount of cash back you earn will depend on your credit limit and purchase activity. 3. Best for flat-rate cash back: Capital One Quicksilver Cash Rewards Credit Card. It also offers a 0% intro APR on purchases and balance transfers for 15 months; 16 .
2. . Spending; Saving and Budgeting; Banking and Credit; Careers Show More. Advice. 3. One of the most important rules of sound personal finance is using credit cards wisely. Capital One Quicksilver Secured Cash Rewards Credit Card. Customer service. Message 7 of 12 0 Kudos visionsdivine New Contributor 05-30-2017 08:46 PM Access special travel offers at top travel destinations with MasterCard\ Travel & Lifestyle Services.Learn about our Luxury Hotels & Resorts collection with Free\ Daily Breakfast and more. No Annual Fee. If . Since you cant open a Wells Fargo Platinum card anymore, Capital One Quicksilver wins this round. Best Cash Back Program: Fidelity Rewards Visa Signature Card. The Capital One Quicksilver Cash Rewards Credit Card is a consistent cash back earner with enticing offers for new cardholders. Related: When you should consider the Capital One Venture card for hotels and car rentals. Top Benefits and Features of Quicksilver. However, the Cash Wise offers an additional 20% bonus on mobile wallet transactions for a total of 1.8% cash rewards during the first 12 months from the date the account is opened. Once available, you will also have free access to your FICO score online. Capital One Platinum vs. QuicksilverOne spending example To offset the cost of the QuicksilverOne's $39 annual fee, you'll need to spend about $220 a month, or $2,600 a year, to break even. . Our review of the Capital One Quicksilver Student Cash Rewards Credit Card looks at the cash back program, fees, and perks to help students build good credit. This card is similar to the Capital One Platinum Credit Card, in that it's available to applicants with fair credit or better. According to one Capital One Quicksilver review, "Cardholders will also enjoy the APR offer of 0% on Purchases and Balance Transfers for 9 months, and then the ongoing APR of 13.24%-23.24% Variable APR." Any of these three cards allows you to begin paying off your credit card debt in order to retake control of your financial livelihood. Rewards = N.A. Classic. Like Quicksilver, the Capital One QuicksilverOne Cash Rewards Credit Card gives you unlimited 1.5 percent cash back on every purchase with no rotating categories or enrollment required.The two biggest differences between Quicksilver and QuicksilverOne are that: Capital One QuicksilverOne Cash Rewards Credit Card has a $39 annual fee Meanwhile, the Platinum Secured still has an initial credit line of $200, but with deposits available of $49, $99, or $200, depending on your credit score. It carries an annual fee of $39, which means you will have to spend $2,600 annually to recoup the Fee in cash back. Capital One Platinum Secured Credit Card . If you have a limited credit history or average credit, the Capital One QuicksilverOne Cash Rewards Credit Card may also be worth a look. Unlimited 1.5% Cash Back.
4. This low-maintenance cash back card is ideal for cardholders who want to earn a significant amount back but don't want to put too much effort into their earnings. SELECT YOUR COUNTRY OF RESIDENCE AND PREFERRED LANGUAGE. Automatic credit line review after 6 months of on time payments. Make the most out of your everyday spending. Capital One Quicksilver Cash Rewards Credit Card. I PC'ed my Platiinum Mastercard to Quicksilver World Elite Mastercard and my limit at the time was only 4.5k. Welcome bonus winner: Capital One Quicksilver. However, my question is more focused on the long term. Check out the table below to learn more about these . Capital One Venture Rewards Credit Card. Personal Finance. from Credit Karma members. Use Quick Check to see which cards you'll be approved for. Some cardholder benefits are only available to . FICO defines a good credit score as one between 670 and 779. The Capital One Quicksilver Student Credit Card earns 1.5% unlimited cash back on all purchases. No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. Here are our picks for the best Capital One credit cards of 2022. Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app.
The Capital One Platinum Credit Card is designed for. Earn 1.5% cash back when you use your card on purchases like groceries, clothes and home improvement costs. AF = $35. Unlimited 1.5% Cash Back. If you put more than $2,600 a year on this card around $220 a month this is a top-notch card, as the rewards will make up for the fee. Capital One Quicksilver Cash Rewards Credit Card - https://www.creditcards.com/reviews/capital-one-quicksilver-review/?utm_source=youtube&utm_medium=video&. Discover it Secured Credit Card. Meanwhile, the Capital One Quicksilver Cash Rewards Credit Card is aimed at cardholders with good to excellent credit scores of 670 and above. Limited creditNo annual fee. The Capital One Quicksilver Cash Rewards Credit Card comes with a 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 16.49%-26.49% Variable APR. The Capital One Platinum Secured Credit Card is different from the Quicksilver Secured in a couple of key ways. You can have two cards with Cap1 and more if co-branded.
Best for rewards: Capital One Savor Cash Rewards Credit Card. Argentina Bahrain Bolivia Brasil Chile Colombia Costa Rica Ecuador Egypt El Salvador One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening; Earn unlimited 1.5% cash back on every purchase, every day; $0 annual fee and no foreign transaction fees; Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Otherwise, the card is as good as Capital One Quicksilver and belongs to our list of best cards. Those perks don't come free though. Top Benefits and Features of Quicksilver. You earn the same number of miles per $1 regardless of the purchase category. 963 Reviews. Enjoy all the rewards and perks Quicksilver offers, with a $0 annual fee. The Quicksilver offers a $200 cash back but you only have to spend $500 in the first three months to qualify for it. Fact checked. Make the most out of your everyday spending. Fidelity Rewards Visa Signature Card: Unlimited 2% cash back on all purchases. Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k. Capital One QuicksilverOne Cash Rewards Credit Card . 3. But with Capital One Quicksilver's 1.5 percent cash back program, you'll earn $15 for every $1,000 . Enjoy all the rewards and perks Quicksilver offers, with a $0 annual fee. Last updated: 02/20/2017. No Annual Fee. The annual fee is one of the most notable differences between the two cards. The Capital One Quicksilver card combines a $150 intro bonus with 1.5% cash back rewards on every purchase. Additionally, the Capital One Quicksilver Cash Rewards Credit Card comes with World Elite Mastercard benefits. Capital One also allows you to see if you're pre-approved for any of its credit cards with no effect on your credit score. Some cardholder benefits are only available to . 0% intro APR on purchases for 15 months (16.24%-26.24% variable APR after that) Apple Card is pushing to be the natural choice for anyone with an iPhone. #1. The Platinum card is geared toward people with limited credit, whereas Quicksilver is reserved for those with good credit and above (700+ credit score). Check Before You Apply. Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. In order offset the cost of . 4. The purchase rates for Capital One and Discover cards also differ: Capital One 26.99% variable APR. What the QuicksilverOne offers over the Platinum is the added incentive of earning cash back while building your credit. Comparing this card at first becomes a little tricky simply because while at first glance it looks like a plain vanilla card, a look at the interest rate (APR of 24.99%) suggest that this card is targeting those people who are just below the prime market. Although the secured credit card differences between each card issuer are minimal, it is important to take note as the small details could save you more money in the long run. Verified by Maddy Simpson. You can be reimbursed up to $1,500 for non-refundable travel expenses if your trip is canceled or cut short by illness or injury. If your credit score falls within these parameters, the Quicksilver card is better than the CapOne Platinum card because it earns 1.5% cash-back on every purchase while the CapOne Platinum card does not earn rewards. Cash back on all purchases. Foreign Transaction Fees: None. We'll estimate your chances of approval based on your credit profile. Amex, gold, platinum, black Capital One, quicksilver, quicksilver one, savor card Petal card Chase Sapphire Preferred, business ink cash Business ink .
Additional benefits The Capital One. First, the Quicksilver Secured requires a minimum $200 security deposit with an initial credit line of $200. Last updated on August 6, 2020. One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Winner: The Capital One Venture Rewards Credit Card boasts an all-around better rate of return on every purchase. Capital One QuicksilverOne. It also comes with protections such as security and account alerts, personalized due date, Apple Pay compatibility, no foreign transaction fee and $0 fraud liability. 1. No annual fee. The Quicksilver from Capital One credit card offers a flat 1.5% cash back on all purchases with a $0 annual fee. Aspire Travel Platinum Mastercard . Rebecca Lake. APR: 26.99% Variable. Capital One Quicksilver Cash Rewards Credit Card. Annual fee: The Capital One QuicksilverOne Cash Rewards Credit Card has a $39 annual fee. Updated June 15, 2022. Capital One SavorOne Cash Rewards Credit Card. Dining and entertainment . The Platinum doesn't. Best for no annual fee: Capital One SavorOne Cash Rewards Credit Card. The Capital One Platinum Secured Credit Card allows you to monitor your credit score via the credit management tool CreditWise . Watch popular content from the following creators: Seth Godwin(@seth.godwin), Yadithetaurus(@yadithetaurus), Wesley Wells(@solvecreditproblem), Joshua Block(@worldoftshirts), Solomon Woods(@solothefunder), Addison Jarman(@addison.jarman), Loraina(@lorainareimer), Jax . 2. Limited creditcash back. The Capital One Quicksilver Rewards card has a high APR of 20.49% and it applies to purchases, cash advances and balance transfers. A version of popular Quicksilver Cash Rewards card for people with average credit - relatively small annual fee, no sign-up bonuses and relatively high 24.99% APR. Earn 1.5% cash back when you use your card on purchases like groceries, clothes and home improvement costs. Rewards: You will earn 1.5% cash . Except it offers rewards and has an annual fee. Both these cards are aimed at those with fair credit, but the Capital One QuicksilverOne Cash Rewards Credit Card has a $39 annual fee and lets you earn flat cash back on all purchases. Jump to: Full Review Capital One QuicksilverOne Cash. 1. 4.0. USAA. You earn 1.5% cash back on all purchases, and it has a $39 annual fee. Statement credits lower your account balance but cannot be used to meet any minimum payment obligations. Capital One SavorOne Cash Rewards Credit Card. Fact checked. TikTok video from Mike the Credit Repair Guy (@limitlessculture): "#answer to @haystack321 over 26 active credit cards #credit #creditcard #creditrepair #creditrepairservices #elfitup". It has an annual fee of $0 and . APR = 18.15% to 24.15%. It is also currently offering an intro APR of 0% for purchases and balance transfers for the first 15 months (16.49%-26.49% variable APR after that). Best card for travel: Capital One Venture Rewards . When you compare Capital One Platinum Credit Card vs. Capital One QuicksilverOne for no credit, the main differences are that Capital One QuicksilverOne gives 1.5% cash back on all purchases and has a $39 annual fee. Incidentally, the Quicksilver's regular APR (15.24 percent to 25.24 percent variable) is lower than the Platinum card's standard rate (26.99 percent variable). A good cash back credit card, when used for everyday purchases and paid . platinum mastercard vs quicksilver 1.4B views Discover short videos related to platinum mastercard vs quicksilver on TikTok. Oh, and no annual fee. No annual fee travel card: Capital One VentureOne Rewards Credit Card. The Platinum is 5 years old and the WMC is less than a year old.